We are independent, professional and thorough building surveyors in Cambridge and HaverhillWe are independent, professional and thorough building surveyors in Cambridge and HaverhillWe are independent, professional and thorough building surveyors in Cambridge and HaverhillWe are independent, professional and thorough building surveyors in Cambridge and HaverhillWe are independent, professional and thorough building surveyors in Cambridge and HaverhillWe are independent, professional and thorough building surveyors in Cambridge and Haverhill

We are specialist building surveyors in Cambridge and Haverhill focusing on residential properties and listed buildings

Thinking of skipping a survey? Think again!

A new report from Churchill Home Insurance has shown that more than 7 million homeowners in the UK chose not to have a survey completed on their current property, thereby taking a severe financial risk. Even more worryingly, around 3.5 million of those 7 million+ had no independent checks carried out at all, while 3.6 million wrongly assumed that a mortgage valuation was sufficient for their needs.

The report reveals that the number of people having at least a base level survey has increased from 63% 20 years ago to 91% in the last 12 months. However, mistakenly thinking that they are saving money, the number of homeowners having a comprehensive building survey has reduced from 28% 20 years ago to just 6% in the last 12 months.

As Raphael Stipic, owner of Anglian Home Surveyors, building surveyors in Cambridge, comments, deciding not to have a full building survey really is a false economy. “Anyone relying on a mortgage valuation is taking a huge risk, especially when you consider that some valuations are carried out without the valuer even leaving their desk, let alone visiting the property,” he says. “The only way to get a true picture of the state of the property, and a feel for any remedial work that might be required, is to undertake a complete building survey. In our experience, it is often the case that our findings enable purchasers to force the seller to rectify the issues, to negotiate a reduction in the selling price or even to pull out of the transaction completely. And on the flipside, if we don’t find anything wrong with the property, the purchaser can proceed with complete peace of mind.”

Raphael Stipic is a leading building surveyor in Cambridge. To book an appointment please call 01223 661439 or complete our enquiry form.

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